SANKAT HARAN BIMA YOJNA


Keeping in view the welfare of the farmers, the Society has participated in Sankat Haran Bima Yojna launched by M/s. Bajaj Allianz  General Insurance Company  Limited  from January 1, 2006.

Under the Scheme, farmers will be insured on purchase of KRIBHCO Urea from Cooperative Societies/Krishak Bharati Sewa Kendras, against the risk of accidental death/or disablement.

The Scheme provides a free “Sankanth Haran” Bima Policy to any farmer for an amount of Rs.4,000/- (Rupees four thousand only) with the purchase of each bag of KRIBHCO Urea.
Maximum liability under the Policy for any one farmers, irrespective of number of bags purchased by him shall be limited to Rs.1,00,000/-  (Rupees one lakh only).
Period of cover shall be from the date of Cash Receipt of Debit Note and shall remain in force for a period of 12 months from that date.
Compensation under the insurance policy:

1.                 Accidental Death: 100% of Capital sum insured

2.                 Loss of any two limbs: 50% of Capital sum insured

3.                 Loss of sight of both eyes: 50% of Capital sum insured

4.                 Loss of any one limb: 25% of Capital sum insured

5.                 Loss of sight of any one eye: 25% of Capital sum insured

6.                 Permanent Total Disablement: 50% of Capital sum insured